Take control of your
Financial Future
ABC Financial Group is a professional financial services firm that specialise in three core planning areas:
- Superannuation and retirement planning
- Self-Managed Superannuation Funds (SMSFs)
- Investment advice and portfolio management
What We Do
Superannuation and Retirement Planning
Retirement is something that most of us look forward to. It’s a chance to travel, to relax, to enjoy life. To do all the things we never had time for when we were raising a family or pursuing a career. Your quality of life in retirement can be all of these things – with the right planning.
Retirement planning is less about leaving work, and more about gaining financial independence so that you have the option to do what you want in retirement.
Planning for retirement isn’t simple – Super contributions, the age you’ll retire, your life expectancy, your exact asset position, and the cost of living in retirement, will all have a big impact on how much you’ll need in retirement.
All of these factors need to be considered and will have a big influence on what decisions you need to make now to reach your retirement goals.
We provide advice to help maximise your financial position in, and leading up to, retirement.
Self-Managed Superannuation Funds (SMSFs)
If you have an SMSF or are considering establishing an SMSF you are in the right place. Our team of professionals specialise in three specific areas.
- SMSF Advice (financial planning, retirement planning, life insurance, estate planning, and investment advice)
- SMSF Accounting and administration (we do all the ongoing accounting and compliance work)
- SMSF Lending (Borrowing money using your Super requires very specialised knowledge, we are the expert in this area).
- Retirement Planning advice aimed at minimising tax and maximising your income in retirement so you and your family can enjoy life without the financial stress.
Click the button below to find out how we can help you decide whether an SMSF is right for you
Investment Advice and Portfolio Management
Preserving wealth and securing your family’s financial future requires strategic investment. Prudent financial management and smart investment decisions can help preserve and grow your wealth for your financial future and for generations to come ensuring a legacy for your loved ones.
“To invest successfully one does not require a stratospheric IQ, unusual business insights, or insider information. What’s needed is a sound framework for making investment decisions, and the ability to keep emotions from corroding that framework.” – Warren Buffett
The main reason why so many Australians have an SMSF is to control the investment decisions. With the help of our investment management team, we arm you with the information and tools to make smart, long term investment decisions with the aim of maximising your income in retirement.
Click the button below to find out more about our investment philosophy and our investment committee.
If you already have an SMSF but are looking for guidance with running your SMSF, whether that be for accounting, compliance, investment management, life insurance advice, retirement planning advice, or SMSF loans then we can help you.
Why Choose Us?
We are licensed
We are licensed financial advisers and accountants that can help you with all aspects of managing an SMSF. Choosing a licensed and experienced company to help you set up your SMSF is the most reliable option, and you can feel confident knowing will be given the right advice for your situation.
We help you will all aspects of running an SMSF
We manage all aspects of running an SMSF from establishment, ongoing accounting and administration, SMSF lending, and advice if you need it. By having all these services under the one roof, we make the job of managing your SMSF seamless.
Financial Advice
We can provide you with financial advice so you can determine whether an SMSF is right for you (General Financial Advice), or alternatively, we can also provide you with personal advice. Personal financial advice is when we consider all your personal circumstances and provide you with specific advice as to whether an SMSF is right for you and your family. The choice is yours.
Once you have an SMSF the advice process does not stop there. While most Australians establish an SMSF to control the investment decisions of their super, there are many other facets of running an SMSF. This includes life insurance for the members, contributions strategies, retirement planning, estate planning, and increased compliance obligations. We can provide you with information relating to all aspects of running an SMSF.
Our team of licensed professionals can help you with managing all these aspects of running a fund.
What We Don't Do
- We will not just setup an SMSF for every individual that asks. An SMSF is not for everyone. You require increased time and knowledge to manage an SMSF. An SMSF may also be less cost effective than other superannuation alternatives, especially for low balances.
For these reasons we take time to understand your personal circumstances and objectives before we recommend an SMSF.
- We don’t just setup the SMSF and then leave you to go it alone and make sometimes costly mistakes or even worse break the superannuation laws and regulations.
We are a full service SMSF provider that will hold your hand through every step of managing your SMSF. For the establishment process we will establish the SMSF, advise you on whether an individual or corporate trustee is right for you, setup bank accounts, lodge the TFN with the ATO, register the ABN with ASIC, assist with rollovers, and help develop your formal investment strategy. This makes your job easy – the headaches with the forms and paperwork don’t exist as the professional and experienced team at ABC Financial handle all administration of the fund.